Financial Services - Financing & Leasing Options | MINI Saskatoon

MINI FINANCIAL SERVICES. YOUR JOURNEY,
MADE SIMPLE.

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WITH YOU EVERY MOMENT™.

Every great journey needs a great co-pilot, and that’s why MINI Financial Services is with you for the long haul. With flexible lease and finance solutions, thoughtfully designed protection products, and convenient online shopping tools, we offer the expertise to ensure you enjoy an exceptional experience. Here’s to the journey ahead, and all the places we’ll go together.

LEASE PROGRAMS.

FLEXIBLE OPTIONS TO FIT YOUR NEEDS.

When you lease a MINI with MINI Financial Services, you’ll enjoy low monthly payments and maximum flexibility, without having to think about the long term. Simply choose the contract length and mileage option based on your lifestyle – and we’ll help you find a plan that fits you to a T.

OPTION 1:

STANDARD LEASE.

Our standard lease plan offers a set number of kilometres and a wide range of flexible contract terms. At the end of your contract, you’ll benefit from no residual value risk, and have the privilege to choose from a variety of lease maturity options to easily get into your next MINI.

OPTION 2:

MULTIPLE SECURITY DEPOSIT LEASE.

If you’re looking to keep your lease payments as low as possible, our Multiple Security Deposit Lease may be your best route forward. You’ll have the option to make up to six additional, refundable, and non-taxable security deposits to lower your interest rate and your monthly payments. And at lease maturity, you’ll recoup your security deposit(s)* to put money back into your wallet. Win-win.

*Refundable amount may be reduced by the amount of any outstanding charges on your account.

OPTION 3:

SINGLE PAYMENT LEASE.

Get the convenience of a cash purchase with the advantages of a lease. With our Single Payment Lease plan, you make one lump sum payment up front and only pay the low interest on the residual value amount (as opposed to the total leased value). You’ll also get an extra up to 1% rate reduction* to sweeten the deal and the rate reduction is stackable with other in market offers**. The result: Outstanding savings, zero monthly payments, and the right to purchase your MINI outright at the end of your term.

* Lowest applicable rate is 0.10%.

**Terms and conditions apply.

GO THE DISTANCE WITH
LEASE KILOMETRE OPTIONS.

Whether you’re into quick jaunts around town or extended excursions off the beaten path, MINI Financial Services offers four kilometre options to suit your driving style. Simply decide how many kilometres you want per year, and we’ll tailor your leasing plan to match your needs.

CONTACT A RETAILER

KILOMETRE OPTIONS:

Standard 24,000 km/year
Option 1: 20,000 km/year
Option 2: 16,000 km/year
Option 3: 12,000 km/year
Option 4: 8,000 km/year

FINANCE PROGRAMS.

OWN YOUR MINI ON YOUR TERMS.

By financing your MINI, you have the flexibility to make it 100% yours. This gives you no restrictions on mileage or years spent together, and the freedom to sell or exchange it when the time’s right. From Standard Financing to OwnersChoice®*, discover financing plans that make it easy to turn the MINI you want into the MINI you own.

OPTION 1:

STANDARD FINANCING.

Get in the fast lane to owning your MINI with competitive interest rates, plus a range of down payment options and contract terms (from 24 to 84 months). Best of all, there are no up-front administration fees or early termination charges to worry about. Just get in, get out, and enjoy the ride.

OPTION 2:

OWNERSCHOICE®* FINANCING.

If you want the satisfaction of owning your MINI but the flexibility of a lease-type payment schedule, OwnersChoice® may be right for you. By keeping a larger portion of your MINI’s purchase price (balloon amount) until the end of your agreement, you’ll enjoy lower monthly payments. At the end of term, you can either settle the balloon balance in full, refinance it**, or pay it off after a trade-in.

*Not available in Quebec.

**Terms and conditions apply.

OPTION 3:

REFINANCING.

Whether you’re looking to finance your lease buyout or your OwnersChoice®* balance, we make the process easy – with attractive interest rates** and flexible options for eligible customers. To learn more about refinancing through MIN Financial Services, contact your MINI Retailer.

*Not available in Quebec.

**Terms and conditions apply.

MINI FINANCIAL SERVICES
PROTECTION PRODUCTS.

PEACE OF MIND, ON ALL LIFE’S ROADS.

We want you to seize every moment out there on the road. So should you encounter any bumps along the way, it’s all good. Our Protection Products provide extra coverage beyond your warranty – so you can protect yourself from unexpected repair costs, while preserving your MINI’s iconic looks, performance, and value – for years to come.

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION.

You like your MINI clean and unblemished – and so do we. That’s why our Excess Wear & Use Protection* offers $7,500 in coverage for non-accident related damage to your windshield, bumper, and body panels, as well as missing parts under $200. No need to worry about minor damage fees at vehicle turn-in – we’ve got you covered.

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*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION.

Don’t let road hazards slow your roll. With our Tire & Rim Protection*, you’ll get coverage in the event of damage to your tires and rims by metal, nails, glass, and potholes – without having to incur any additional fees.

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*Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details

APPEARANCE PROTECTION

APPEARANCE PROTECTION

APPEARANCE PROTECTION.

Your MINI is designed to stand out. Appearance Protection* is designed to keep it that way. With coverage features like Front Windshield Protection, Paintless Dent Removal, Paint Protection, Interior Protection, and Key Replacement, Appearance Protection will keep your MINI looking factory-fresh, while maximizing its value.

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*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION.

With features designed to discourage thieves and increase vehicle traceability, our Anti-Theft Protection* helps ensure you’ll be the only one doing the joyriding in your MINI. And in the event your vehicle does get stolen, your coverage may include a credit towards the purchase of a replacement MINI.

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*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

MECHANICAL BREAKDOWN PROTECTION.

Mechanical Breakdown Protection* is the simplest (and smartest) way to protect yourself from unexpected repair costs beyond the 4-year/80,000-km New Car Limited Warranty† period. It provides comprehensive coverage on major mechanical components, from engine and transmission, to suspension, steering, and more – for up to 7 years.

As an added benefit, you’ll receive 24/7 roadside assistance for the duration of the term, which provides an extensive range of services designed to keep you moving. Plus, any repairs will be carried out by MINI Certified Technicians using only Original MINI Parts.

Contact your MINI Retailer today for package and pricing options.

*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

†Coverage begins on the date of sale, or the date the vehicle is placed in service as a demonstrator or company vehicle, whichever comes first. Certain limitations apply.



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LIMITED DEBT WAIVER.

If your MINI is ever deemed a total or partial loss, the last thing you want to worry about is paying off a lender. MINI Limited Debt Waiver* can help by waiving some or all of the difference between what your primary insurer pays and what you owe on your vehicle loan. REPLACEMENT EVENT: If your MINI has been deemed a total loss by your primary insurer and the insurance payout is less than your remaining loan amount, you’re at risk of having to continue payments for a vehicle you can no longer use. MINI Limited Debt Waiver protects you by waiving the difference between your primary insurer’s payout and the balance of your MINI Financial Services loan immediately prior to the total loss. REPAIR EVENT: (Optional and only available with the purchase of Replacement Event): You have the option to purchase an additional benefit that will waive a defined amount of your financial obligation in the case of a partial loss. This is when damage declaration record has been added to your vehicle’s history report (i.e. CarProof / CarFax) and your claim has been paid by your primary insurer.

The amount waived depends on your initial vehicle loan amount:

  • Loans of less than $30,000: Up to $2,500 waived
  • Loans of $30,000 - $100,000 (inclusive): Up to $5,000 waived
  • Loans of more than $100,000: Up to $7,500 waived
ELIGIBILITY:
  • Available for all MINI models (New, Certified Pre-Owned and Pre-Owned) when the vehicle is financed through MINI Financial Services.
  • Must be purchased at the time of vehicle purchase.
  • Available on loan amounts up to $250,000.
  • Terms available up to 84 months.
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

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LOAN PROTECTION.

Like any good partner, we’re here to help you through all of life’s twists and turns. Our Loan Protection* product covers your lease and loan commitments to MINI should you experience a critical illness, involuntary loss of employment, disability, or (knock on wood) loss of life. Terms and conditions, including benefits and exclusions, apply. See the Certificate of Insurance for complete details. Contact your MINI Retailer to learn more.

*MINI Financial Services Loan Protection is an optional creditor’s insurance product underwritten by Co-operators Life Insurance Company and administered by LGM Financial Services Inc. To contact Co-operators Life Insurance Company call 1-855-587-8595 or visit www.cooperators.ca